Very, as the FDIC case against Harry Calcutt III illustrates. First, the agency produces a one-sided examination report that is arguably influenced by examiner bias against ... Read More »

A recent FDIC Order removed Harry C. Calcutt III from office, banned him from banking, and imposed a civil money penalty, which is now on ... Read More »

Some time ago, AABD asked the FDIC to create a personal liability safe harbor for bank directors whose boards approve and ratify loans. The FDIC ... Read More »

As banks face potential financial risks resulting from the COVID-19 pandemic, they, their directors, and management need as much protection from errors made by examiners ... Read More »

This week, host and AABD President David Baris is joined by Calvin Henderson, who has been involved for many years in loan administration and credit ... Read More »

If so, you are running a higher risk of personal liability heading into a recession.  Here is why. Any time there is a significant recession, some ... Read More »

AABD opposes an FDIC proposal to require bank boards to certify that their banks have “successfully” tested their information technology systems for compliance with new ... Read More »

AABD has again asked the federal banking agencies to review regulatory guidance imposing management responsibilities and huge burdens on bank directors. These burdens distract directors from ... Read More »

On January 21st, both the OCC and FDIC announced approval of an interim final rule that allows well-managed community banks and thrifts with less than $1 ... Read More »

Full Court Press on CRE Lending. All the federal banking agencies ended 2015 by joining the OCC in reinforcing the message that commercial real estate (CRE) ... Read More »