The FDIC's October 11, 2023 proposal will, among other things: Represent a sharp departure from existing sound governance practices of the federal banking agencies, governing state ... Read More »

Congress intentionally granted the federal banking agencies broad discretion to interpret and apply laws authorizing them to take enforcement actions against banks and their institution-affiliated ... Read More »

On June 21, the Senate Banking Committee reported out S. 2190, a bill that empowers the federal banking agencies to remove and ban you from ... Read More »

The U.S. Supreme Court is considering whether to grant an appeal to Harry Calcutt III. AABD submitted an amicus brief supporting the appeal, mainly on ... Read More »

As is common in banking crises, the bank regulatory, congressional, and presidential/executive branch reaction to the failure of Silicon Valley Bank (SVB) represents risks to ... Read More »

The FDIC recently returned to its historically restrictive policy on internal appeals filed by banks, blotting out the due process protections previously afforded to banks ... Read More »

Very, as the FDIC case against Harry Calcutt III illustrates. First, the agency produces a one-sided examination report that is arguably influenced by examiner bias against ... Read More »

A recent FDIC Order removed Harry C. Calcutt III from office, banned him from banking, and imposed a civil money penalty, which is now on ... Read More »

Some time ago, AABD asked the FDIC to create a personal liability safe harbor for bank directors whose boards approve and ratify loans. The FDIC ... Read More »

As banks face potential financial risks resulting from the COVID-19 pandemic, they, their directors, and management need as much protection from errors made by examiners ... Read More »