What does that mean for your risk of personal liability? It means a higher risk and the need to take steps NOW to mitigate those risks. ... Read More »

It is sad when any bank fails.  But Guaranty Bank’s failure on Friday, May 5, 2017 was tragic. The Bank loyally served an underserved population.  107 ... Read More »

The federal banking agencies, together with the SEC, Federal Housing Finance Agency, Treasury Department and Credit Union Administration, recently adopted a proposed joint rule implementing ... Read More »

In an American Banker article this week entitled “It’s Anyone’s Guess How FinCEN Determines Fines”, Bob Serino, AABD’s BSA/AML Issues Advisor and Counsel to BuckleySandler, ... Read More »

Full Court Press on CRE Lending. All the federal banking agencies ended 2015 by joining the OCC in reinforcing the message that commercial real estate (CRE) ... Read More »

Based upon the sad fact that banks and the banking industry are held in historically low esteem, and upon the assumption that failings in bank ... Read More »

In testimony before the Senate Banking Committee on March 19th, Fed Governor Daniel Tarullo discussed the 'Application of Enhanced Prudential Standards to Bank Holding Companies.' ... Read More »

Important Notice For Bank Directors View the FDIC Release The Basel III NPR would apply to all insured banks and savings associations, top-tier bank holding companies domiciled ... Read More »

The CFPB is now providing a 'direct line of communication' that will bypass your bank's internal reporting systems.   WASHINGTON, D.C. — The Consumer Financial Protection Bureau ... Read More »

TESTIMONY OF DAVID BARIS EXECUTIVE DIRECTOR, AMERICAN ASSOCIATION OF BANK DIRECTORS HEARING BEFORE US SENATE COMMITTEE ON SMALL BUSINESS WASHINGTON, D.C. “THE SMALL BUSINESS JOBS ACT OF 2010, ONE YEAR ... Read More »