We know from experience that when the economy is in a recession, banks become more vulnerable to enforcement actions and liability risks along with their ... Read More »

A number of AABD's members have asked how the current pandemic may affect their bank stock valuations now and after the pandemic is over. To ... Read More »

If so, you are running a higher risk of personal liability heading into a recession.  Here is why. Any time there is a significant recession, some ... Read More »

What does that mean for your risk of personal liability? It means a higher risk and the need to take steps NOW to mitigate those risks. ... Read More »

It is sad when any bank fails.  But Guaranty Bank’s failure on Friday, May 5, 2017 was tragic. The Bank loyally served an underserved population.  107 ... Read More »

The federal banking agencies, together with the SEC, Federal Housing Finance Agency, Treasury Department and Credit Union Administration, recently adopted a proposed joint rule implementing ... Read More »

In an American Banker article this week entitled “It’s Anyone’s Guess How FinCEN Determines Fines”, Bob Serino, AABD’s BSA/AML Issues Advisor and Counsel to BuckleySandler, ... Read More »

Full Court Press on CRE Lending. All the federal banking agencies ended 2015 by joining the OCC in reinforcing the message that commercial real estate (CRE) ... Read More »

Based upon the sad fact that banks and the banking industry are held in historically low esteem, and upon the assumption that failings in bank ... Read More »

In testimony before the Senate Banking Committee on March 19th, Fed Governor Daniel Tarullo discussed the 'Application of Enhanced Prudential Standards to Bank Holding Companies.' ... Read More »