On January 21st, both the OCC and FDIC announced approval of an interim final rule that allows well-managed community banks and thrifts with less than $1 ... Read More »

Full Court Press on CRE Lending. All the federal banking agencies ended 2015 by joining the OCC in reinforcing the message that commercial real estate (CRE) ... Read More »

Bolstering its recent warnings concerning the easing of credit underwriting standards by national banks and federal savings associations, the Office of the Comptroller (OCC) released ... Read More »

On September 2, 2014, the Comptroller of the Currency finalized “guidelines” to require national and federal savings banks (and certain foreign banks) with assets of ... Read More »

In speech delivered to the National Bankers Association on October 1st, OCC Comptroller Tom Curry emphasized the importance of strategic planning.  Although his remarks were ... Read More »

Meet your bank director certification requirements: AABD awards hours toward meeting their certification requirements to those members who attend these programs. AABD members may submit a ... Read More »

The American Association of Bank Directors submitted comments to the OCC last week regarding its recently proposed OCC guidelines on risk management for large national ... Read More »

Bank Regulators provide a variety of excellent educational materials for bank directors. OCC Publications OCC: The Director's Book (October 2010) OCC: Detecting Red Flags in Board Reports - ... Read More »

A fundamental legal principle underlying the development of the modern American corporation has been the ability of the directors to reasonably delegate duties to subordinate ... Read More »