This week, host and AABD President David Baris is joined by Dr. Dave Skanderson, an expert on analyzing statistical evidence of fair lending results, to discuss disparate impact and what it might mean to your bank and board.

Click here to listen to episode 14, or subscribe wherever you get your podcasts.

Disparate impact on protected classes is a fair lending concept that can produce dire results for your bank even though the bank did not intentionally discriminate against any protected class. With the advent of the new civil rights movement, this is the time, more than ever, for your board to be actively questioning how the bank is meeting its fair lending responsibilities.

Dr. Skanderson will explain what disparate impact is, how to identify it, and how to evaluate whether there is a legitimate non-discriminatory business justification for the bank policy or practice. He will also provide advice on identifying red flags and how bank boards should exercise their oversight responsibilities.

Calling All Bank Directors is available on Apple Podcasts, Spotify, Google Play, Stitcher, or wherever you get your podcasts.

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Thanks to our guest, Dr. Dave Skanderson.

Calling All Bank Directors is the podcast of the American Association of Bank Directors. AABD has been your advocate since 1989 and our podcast, hosted by AABD President David Baris, is designed to keep you well informed to help protect both you and your bank.